Mr. Dhananjay Tiwari, aged 51 years, holds Bachelor’s degree in Engineering (Mechanical) and is also an MBA. He has over 25 years of
experience in the field of financial service sector viz. Portfolio Management, Product Risks, Credit Risk, Enterprise Risk Management, etc.

Mr. Tiwari is also an Executive Director of Reliance Commercial Finance Limited.

Prior to joining Reliance, he served as Chief Risk Officer of Vistaar Financial Services Private Limited and Senior Vice President
with HDFC Bank Limited. Prior to HDFC Bank Limited, he has also worked with Kotak Mahindra Group.